PRODUCTS
CONVENTIONAL LOANS
- Industry Leading Rates for Conforming and Agency Loans.
- 97% Loan to Value.
- Ability to tie it with MyCommunity
- Offer 100% CLTV with gift funds
- Industry Leading Mortgage Insurance Options.
- Lowest Lender Paid Mortgage Insurance rates in the country!
- MI is split 50/100.
- DTI up to 50% with underwriter approval.
- Qualify with only one year of tax returns.
- Blended Ratio Allowed.
- No seasoning on flipped properties.
- Unlimited increase in sales price accepted.
- Finance up to 10 properties.
- Locks available without a secured property.
- Top 8 correspondent lenders.
- Approve loans with as low as 620 FICO score.
- Down Payment assistance okay.
- Your choice to bank or broker your loans.
JUMBO OPTIONS
- Exclusive industry leading rates.
- 90% LTV with no MI up to $1.5 Million.
- Non-Warrantable condo and Condotel financing.
- Investment property financing available.
- Financing for properties with acreage (Hobby Farms).
- Expat and Foreign National Loans available.
- Asset Depletion Programs.
- Jumbo Loans financing for properties above $4 million.
- 80% LTV with one loan up to $2 Million O/O.
- Interest only on loans up to $4 million.
- 85% CLTV up to $2 million with second properties.
- 100% Gift Funds allowed for DP 80%.
GOVERNMENT LOANS (FHA, VA, AND USDA)
- In-house condo approvals with our DE certified underwriter.
- 100 % cash out on VA loans with a 640 FICO score.
- FICO scores starting at 580 FICO on FHA and 560 on VA loans.
- Debt to Income (DTI) up to 60% on VA, Per AUS on FHA.
- VA IRRRL and unlimited LTV and CLTV.
- Streamlined FHA approval without an appraisal.
- Down Payment assistance okay.
- Offer USDA 100% Financing.
SECOND MORTGAGES
- 80/10/10
- Fixed and HELOC rates available.